Crypto payments future: Self-custody and mass adoption - The Clear Crypto Podcast | Episode 4

Crypto payments are entering a new era of usability and trust through self-custody solutions that eliminate traditional barriers like seed phrases and complex dApps. Companies like Ready (formerly ArgentHQ) are leveraging Account Abstraction (AA) on Starknet Layer 2 to deliver a Web2-grade experience, making crypto payments feel as seamless as using a fintech app like Revolut. This shift is especially relevant in the wake of centralized failures like FTX, underscoring the importance of user-controlled digital ownership.

Key Insights

Self-custody is becoming frictionless through features like social recovery, 2FA, session keys, and paymasters that enable gasless transactions and flexible token payments.
Account Abstraction on Starknet allows developers to build crypto apps with familiar Web2 UX, removing the intimidation factor for mainstream users.

Why It Matters?

Entrepreneurs eventually will identify real-world spending use cases where invisible crypto infrastructure can meet B2C needs. Building consumer apps like Ready’s self-custodial debit card can unlock new markets among crypto-savvy but UX-sensitive users. Investing in platforms that prioritize self-custody and invisible blockchain UX will be key to capturing mainstream adoption and future-proofing product strategy.